Please turn this in to a polished, strong argument with the ability to win a case. thank you 1. I am appalled and suspicious how the Judge came to the conclusion that there is no need for a trial. No trial over such a SERIOUS and life changing matter. To date there has been no original contract produced by the Plaintiff supporting their malicious claim. This is a gross and malicious misjudgment fully intended to cause further harm and distress to the Defendant. There were several serious offences offered up in my Statement of Claim. Let’s begin with proving that that a contract even exists. THE Plaintif must produce the ORIGINAL document, otherwise, it does not exist and there is not contract. I expect to be treated fairly, respectfully and with compassion. I am a chronically ill, self-representing defendant under serious duress and should be allowed some grace for explanations and decisions that are made that directly affect me and my tenants. The Plaintiff is the entire reason why the taxes were not paid, and why we are sitting here today. HEB acts as a predator, not the loving caring group they market themselves to the public. To be. They made promises to me and they were broken. Breaking those promises forms the bases de negate any implied agreement. Clearly stating and in all their maketing material state Seniors have the ability to tap in to their home equity at any time provided it does not exceed 50% of the value of their home. They widely market these promises in mail flyers sent out regularly to me, and my neighbours to this day, outlining what they are able to provide to VULNERABLE SENIORS.. What a load of tosh. My home was appraised at $4.7 – my initial loan was to pay out my first mortgage with RBC, paid down a deb and buyout my partner on my home. The total amount of the initial loan, back in August 2016 was for around $660k. HEB has profited directly from this loan to the tune of over $400k in a very short time. Despite this,let’s call my loan with accumulated interest $1.1 million dollars. Home again worth 4.7. I was promised half of the equity in my home, which means, I still had access to well over $1,000,000 to draw from. So, how come my ability to draw from those funds was blocked, with no explanation??? Things that make you go um. I want some answers for the warm and fuzzy, we are your best friends bank known as HEB. Full out liars and scoundrals. Where is Steve Ranson in this money heist and attempt to throw seniors from their homes. I was told I ihave 8 days to vacate a home that I have 100% ownership of, within 8 days. This is criminal and unjustifiable. Only someone with zero credibility and lack of heart could even propose such an outrageous decision. There are four young tenants who live in my house. On is a nurse who worked hard throughout Covid and is currently upgrading her nursing status. Another is a student of Biology, who incidentally is suffering from severe mental health issues, her partner at school studying to be an arborist and the other working for the City of Toronto. It is in fact the law that tenants are given a minimum of 60 days before they are asked to leave. Does the Judge not understand the law with regards to tenants? Who could possibly prepare and move from their home in eight days? Who has the money to even move? And how would they find a home to live in and move in to in less than a week. This is so beyond ridiculous and callous, it make me question how this person ever became a judge. As for myself, I purchased this home as my security and safe place. Due to no fault of my own, by way of Covid and 2 very disruptive constructions and some fraud, I lost my tenants and my income for over two years. I was unable to get tenants during Covid and anyone who came near the house, ran, as soon as they heard the noise and saw the mess next door.